If you must use your credit card while you are paying it off, you can split the transaction between Transfers: Credit Card Payment for the portion that pays back what you spent, and Bills & Utilities: Credit Card Payoff for the amount that will be applied to the previous balance. Not only will it be easier to stick to your goal if you just don't use the card, but it is more difficult to account for your credit card payoff if you are actively accruing debt on the card. It is recommended that you do not use your card for purchases while you are paying it off. This will allow you to see in Spending and Budgets how much you have spent towards paying down that debt. Expenses inside Online Banking, making it easier than ever to manage your money.If you are working on paying off a credit card, congratulations! We recommend that you create a custom subcategory to track your progress, such as Bills & Utilities: Credit Card Payoff.

Using your mobile device, you’ll be able to log in to Mobile Banking using biometric login credentials such as your fingerprint or facial recognition. Personalize your digital banking experience by adding account nicknames to help differentiate between your accounts, making it easier to manage your money.

You now have the ability to view and make payments to your mortgage loan inside the new Online and Mobile Banking platform. You now have the ability to change your email, mailing address and set up auto transfers online! Online Bill Pay is now accessed within Online and Mobile Banking. You can set up your balance alerts and loan payment reminders. Do you want to know when your checking account drops below a certain amount? Or do you need a reminder to make a loan payment? No problem. Mobile Text Alerts: You are always in control of your account. You can do this ANYTIME and ANYWHERE and for FREE inside Online and Mobile Banking. Access your credit score, full credit report, credit monitoring, financial tips, and education. Remote Deposit Capture. You are now able to use your mobile phone to deposit checks into your account!.With IFCU's new Online and Mobile Banking platform, you'll use one username and password to login - even to Online Bill Pay!

With IFCU's new Online Banking platform, you can view and manage all of your IFCU accounts in one place!

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